If you are a resident of Kuwait or an expatriate there, opening a bank account in the banks of Kuwait is not challenging. You may have a bank account in Kuwait if you have the required documents to produce to the bank. If you have your civil ID and cash you may have a bank account in Kuwait. If you are working for a company and you want a salary account, the formalities will be done by the employer.
You will be entitled to a bank loan and other financial benefits after you have a bank account in Kuwait. You can do online banking also but you should be aware of everything about online banking. There are certain rules one should follow to do online banking. If you have a bank account in Kuwait, then also you should follow some golden rules for the safe online transaction. People want cashless transaction and you may like to go cashless. There are so many options to choose from. You may use your mobile phone and do mobile banking. You can bank from wherever you are in Kuwait or out of Kuwait. Even while travelling you cand do banking transactions through online banking. You can do it from your home, office or any other place. Technology comes to you as a great advantage for the online transaction provided you follow certain norms. If you don’t, you may lose your money. You should know how to keep your money safe and secure. To begin with, you should keep a strong password. At the same time, you should keep changing them frequently to defy frauds and hacking. An easy password can be known easily by some permutation and combination and it will cause you a great loss. You should avoid using your personal information as a password such as a name, date of birth, marriage anniversary, etc. Even if you have a strong password it is breakable by password breaking software. At the same time, you shouldn’t share your password with anyone because in these online transaction matters you cannot trust any person. The cards should be used at trusted places. Mobile phones or laptops should be protected by antivirus software. They will protect your transactions from spyware and malware. You should use your own device for online banking. It may happen that you have no other option but to do it from a public place, you should use the virtual keyboard. Your mobile phone should be password protected. In case your phone is stolen you should delete your data remotely. You should know how to do it. Hence, if you follow some ground rules of online banking your transactions and your money are safe. It takes little time to do some work to protect your transactions but it goes a long way giving you peace of mind.
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August 2022
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